Commission for Case Manager Certification (CCMC) Practice Exam

The purpose of the health insurance exchanges created by the Affordable Care Act Title 2 is to offer choices to individuals and small businesses for health insurance. These exchanges, often referred to as marketplaces, serve as platforms where consumers can compare different health insurance plans based on price, coverage, and other factors. This approach aims to increase transparency and competition among insurers, ultimately providing better options for consumers who may have difficulty navigating the complexities of health insurance on their own.

Health insurance exchanges also play a crucial role in expanding access to affordable health insurance, especially for those who may not qualify for subsidized programs like Medicaid but still need assistance in affording coverage. By enabling individuals and small businesses to access a wider array of plans, the exchanges help facilitate better decision-making and allow for personalized healthcare options that fit specific needs and financial situations. Overall, this framework is designed to improve the accessibility and affordability of health insurance for a broad segment of the population.