Commission for Case Manager Certification (CCMC) Practice Exam

The definition of negligence focuses on the failure to act in a way that a reasonable and prudent person would, which aligns with the correct answer. Negligence occurs when an individual does not exercise the proper care expected in a particular situation, leading to unintended but foreseeable harm to another person.

This principle is foundational in legal and insurance contexts, where the behavior of an individual is measured against a standard of care. When a person acts negligently, they fail to meet that standard, resulting in harm or injury. This could manifest in various scenarios, such as medical malpractice, where healthcare providers may not adhere to the standard of care expected from them.

The other choices address different legal and ethical concepts. Intentionally violating someone's rights signifies an intentional tort rather than negligence. Failure to provide informed consent relates to medical ethics and patient rights, indicating a lack of communication about risks and outcomes. Reckless behavior involves a conscious disregard for safety, which is distinct from negligence, as recklessness implies a higher degree of intentional action towards potentially harmful outcomes.